The Wells Fargo routing number in Maryland
A routing number is determined by three characteristics: the type of a count the customer has opened, where they opened the account, and the type of transaction the customer wants to perform. The Wells Fargo bank in Maryland has a routing number different from banks in different States. The local routing number is 055003201.
Services Provided by Wells Fargo
Wells Fargo, as a brand, impacts the community by focusing on helping customers and businesses in the real economy. The company offers debit cards, savings accounts, and treasury management services. The bank also helps the customers save for retirement, buy assets, and fund small and large businesses. Wells Fargo stays closer to its customers by understanding the local customer’s needs. The bank encourages professionalism and customization of customer financial services and ensures that the services are timely and first-hand.
Different account services are provided by Wells Fargo, including checking accounts, Certificates of deposits, and savings accounts. The customers need to open a bank account to receive their financial services of choice. Also, the bank ensures that the financial transactions are well secured to keep the money safe and ensure that all local and international transfers are safe.
The customers are provided with a private account number and a routing number to use during transactions. Customers who wish to make international or wire transfers are provided with a special outing number other than the one provided for the local bank accounts transaction. This article will teach you about the Wells Fargo routing number, what it is, and how to get it.
What is a Routing Number?
A routing number is an identification code banks and other financial institutions use to identify each other. The routing number has nine digits, which is included in every financial transaction because they indicate the source and the destination of the funds. The routing number helps prevent money transfers to the wrong bank, eliminating major money transfer inconveniences along the way.
The routing number is used when paying the bills, making direct deposits, and for social security payments. Wells Fargo is a large bank with thousands of branches across the United States; hence it has to register each bank with a unique routing number. Therefore you must clarify your routing number before any transaction to avoid using the wrong one.
Does Wells Fargo MaryLand have Different Routing Number?
Wells Fargo bank in Maryland has different routing number. The routing number for savings and checking accounts is 055003201. The same routing number is used for Automated Clearing House (ACH). ACH is an Electronic Fund Transfer (ETF) used by financial agencies to deposit or make payments online.
The routing number for a domestic and international wire transfer for Wells Fargo is 121000248. Also, note that sending an international transfer to Wells Fargo, you will need a Society for Worldwide Interbank Financial Telecommunication (SWIFT) code which is WFBIUS6S.
How Do I Find My Routing Number?
Online
Routing numbers for Wells Fargo are available online
The official Wells Fargo app is the easiest way to find your routing number. All you need is to log into the app and choose the account for which you need the routing number. Click the more details option button to find the account details, and then choose routing numbers to get the routing number.
Check
The physical check has a routing number indicated in the lower left corner. The numbers appear as the first nine digits.
The Website
The website is also a good guide for customers looking for their routing numbers. Log into the website and select the “personal” option on the top left. In the customer service section, select “how do I find my routing and account numbers” from the list of top questions. The question will respond by guiding you through until you get the routing number. The website process is also very easy.
Fedwire
The Federal Reserve website provides an e-payments routing directory with information about Fedwire money transfer information. Financial intuitions issue Fedwire to help process and settle their transactions efficiently.
Wise.com
Wise .com is a financial technology company that enables people to make international money transfers using a cheap, fair, and simple method. It is credible, and the rates are friendly. Register as a member, and you will have access to transfer your funds where the company will help you to get the right routing number for your bank.
The routing number ensures that payments and funds transfers arrive at the destination safely. To access more information about Wells Fargo routing number and account information, contact customer service by phone at 1-800-869-3557. The customer service center operates 24 hours, 7 days a week.